Real Estate Insights — Page 2
March 18, 2026 · The Couple Estates
Bank of Canada Holds at 2.25% — Again. What the March 2026 Rate Decision Means for Ontario Buyers, Sellers, and Renewers
The Bank of Canada left its policy rate unchanged at 2.25% on March 18, 2026 — the third consecutive hold. Here's what it means for GTA mortgage rates, the spring market, and anyone renewing this year.
March 12, 2026 · The Couple Estates
Toronto Kitchen Renovation Cost 2026: ROI Tiers from $15K to $100K
Real Toronto kitchen renovation cost tiers in 2026, with measured resale ROI for each tier, permit triggers, and the "match the street" ceiling rule that protects your spend.
February 26, 2026 · The Couple Estates
Living in Leslieville 2026: Prices, Transit, Schools & Vibe
Toronto Leslieville neighbourhood guide for 2026 — Q1 median prices by housing type, Ontario Line schedule, school catchments, brunch-corridor vibe, and the honest tradeoffs.
February 12, 2026 · The Couple Estates
Living in Mississauga Port Credit 2026: GO Commuter's Buyer Guide
Port Credit Mississauga neighbourhood guide for 2026 — 22-minute Lakeshore West GO to Union, Hurontario LRT terminus, Brightwater redevelopment, school catchments, and waterfront price premiums.
February 4, 2026 · The Couple Estates
GTA Average Home Price Drops Below $1 Million for the First Time Since 2021: TRREB's 2026 Market Outlook
TRREB's 2026 Market Outlook and January 2026 Market Watch, released February 4, 2026, shows the GTA average home price fell to $973,289 — the first sub-$1M month since January 2021. Here's the data, the 2026 forecast, and what it means on the ground.
January 29, 2026 · The Couple Estates
Etobicoke Lakeshore vs Mimico vs Long Branch: Which Is Right in 2026?
Side-by-side 2026 comparison of three south-Etobicoke lakeshore neighbourhoods — Mimico, Lakeshore (Humber Bay), and Long Branch. Prices, GO transit, schools, condo-vs-house mix.
January 21, 2026 · The Couple Estates
The GTA Condo Collapse: 1,599 New Sales in 2025 — A 35-Year Low — And What It Means for Buyers in 2026
Urbanation's year-end 2025 report confirms the worst pre-construction condo year since 1991. 87 new units sold across the entire GTA in December. 32 projects cancelled. Here's what actually happened and how smart buyers should read it.
January 12, 2026 · The Couple Estates
Toronto Renovation Permits 2026: When You Need One, When You Don't
A clear 2026 reference on Toronto renovation permits — what triggers a permit (structural, plumbing, electrical, HVAC, basement underpinning), what does not, and the penalties for unpermitted work.
December 22, 2025 · The Couple Estates
Ontario Landlord Playbook 2026: N12, N13, AGI, and the New Annual Guideline
2026 compliance reference for Ontario small landlords — the rent guideline, N1/N4/N12/N13 forms, AGI applications under section 126, bad-faith N12 penalties, and accelerated LTB hearings.
December 17, 2025 · The Couple Estates
Toronto Council Just Approved a Luxury Land Transfer Tax Hike: Up to 8.6% on $20M+ Homes Starting April 1, 2026
On December 17, 2025, Toronto City Council voted 17-7 to raise the Municipal Land Transfer Tax on homes over $3 million. Here are the new brackets, what they cost, and what luxury buyers and sellers should do before April 1.
December 15, 2025 · The Couple Estates
30-Year Amortization for First-Time Home Buyers: A One-Year Retrospective on Canada's 2024 Mortgage Rule Changes
One year since the December 15, 2024 CMHC rule changes introduced 30-year insured amortizations for first-time buyers and a $1.5M insurable price cap. Here's who qualifies, what it saves, and the traps buyers keep missing.
December 8, 2025 · The Couple Estates
Selling a Tenanted Property in Ontario 2026: N12 Notice, Vacancy, and Buyer Disclosures
The 2026 Ontario seller's playbook for selling a property with sitting tenants — sell tenanted vs serve N12 for buyer use, RECO disclosure obligations, two real-world case studies.