Market & Policy
Quarterly market snapshots, rate decisions, federal and provincial housing policy, and the analysis that ties them to GTA outcomes.
May 4, 2026 · The Couple Estates
World Cup 2026 in Toronto: Real Estate Impact, Honestly Assessed
Toronto hosts six 2026 World Cup matches at BMO Field. Here is the actual real estate read — what the tournament will do to prices, rents, and inventory in the host-city corridor, and what it will not.
April 29, 2026 · The Couple Estates
Bank of Canada Holds at 2.25% — April 29, 2026 Rate Decision Recap
The Bank held the overnight rate at 2.25% on April 29, 2026, looking through an energy-led inflation bump. Here's what it means for GTA mortgages, buyers, and renewers.
April 27, 2026 · The Couple Estates
BoC April 29 Rate Preview: What GTA Buyers and Renewers Should Watch
The Bank of Canada decides April 29, 2026 with rates at 2.25%. Markets price ~8% odds of a cut. Here's what's at stake for GTA buyers and renewers.
April 7, 2026 · The Couple Estates
GTA Market Report — March 2026: Sales Up 1.7%, First Year-Over-Year Gain in Six Months
TRREB's March 2026 Market Watch, released April 7, 2026, shows GTA home sales rose 1.7% year-over-year — the first positive print in six months. Average price slipped to $1,017,796. Here's what changed and what to watch into spring.
March 30, 2026 · The Couple Estates
Carney and Ford Strike $8.8B Housing Deal: Full 13% HST Removed on New Ontario Homes Under $1M, Development Charges Cut 50%
On March 30, 2026, Prime Minister Carney, Premier Ford, and Mayor Chow announced the largest Ontario housing policy shift in a generation — full HST relief for all new-home buyers up to $1M, and a 50% cut to municipal development charges. Here's the full breakdown.
March 18, 2026 · The Couple Estates
Bank of Canada Holds at 2.25% — Again. What the March 2026 Rate Decision Means for Ontario Buyers, Sellers, and Renewers
The Bank of Canada left its policy rate unchanged at 2.25% on March 18, 2026 — the third consecutive hold. Here's what it means for GTA mortgage rates, the spring market, and anyone renewing this year.
February 4, 2026 · The Couple Estates
GTA Average Home Price Drops Below $1 Million for the First Time Since 2021: TRREB's 2026 Market Outlook
TRREB's 2026 Market Outlook and January 2026 Market Watch, released February 4, 2026, shows the GTA average home price fell to $973,289 — the first sub-$1M month since January 2021. Here's the data, the 2026 forecast, and what it means on the ground.
January 21, 2026 · The Couple Estates
The GTA Condo Collapse: 1,599 New Sales in 2025 — A 35-Year Low — And What It Means for Buyers in 2026
Urbanation's year-end 2025 report confirms the worst pre-construction condo year since 1991. 87 new units sold across the entire GTA in December. 32 projects cancelled. Here's what actually happened and how smart buyers should read it.
November 4, 2025 · The Couple Estates
Federal Budget 2025: Every Housing Measure That Matters for Ontario Homebuyers and Sellers
Finance Minister Champagne tabled Budget 2025 on November 4 with $25 billion in new housing measures, anchored by a $13B Build Canada Homes expansion. Here's every provision that affects Ontario buyers, sellers, and investors — and what was notably missing.
Market & Policy — frequently asked questions
TRREB releases monthly market data the first week of each month. We publish a quarterly snapshot with our own analysis and links to TRREB, the Bank of Canada, CMHC, and the Federal Department of Finance for primary sources.
Variable-rate mortgages and HELOCs move in lockstep with the overnight rate within 1–2 business days. Fixed-rate mortgages are priced off Government of Canada bond yields, which already price in expected BoC moves — so fixed rates often move ahead of the announcement.
TRREB is the Toronto Regional Real Estate Board — local data and MLS for the GTA. OREA is the Ontario Real Estate Association — provincial advocacy and forms (e.g. OREA 100 series). CREA is the Canadian Real Estate Association — national MLS, REALTOR.ca, and federal lobbying.